Our story · Since 1984
We've been the quiet partner in Mid-South dealerships for forty years.
Arkansas F&I, Inc. was founded on the belief that a general agency should know your store, answer your call, and show up in person. Four decades later, every partner we've ever signed will tell you the same thing: we still do.
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Years in business
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Dealer partners
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States served
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Carrier partners
Principles
How we work.
In the store, not on the phone.
Our producers visit. Every month. Every store. No exceptions.
Profit stays with the dealer.
Reinsurance structures are built for dealer ownership — not agency revenue.
Compliance is non-negotiable.
We'd rather lose a deal than put a dealer at risk.
Forty-year relationships, not transactions.
Half our partners have been with us longer than their current GM has been in the business.
Who you'll work with
A team that's lived your job.
Former F&I Directors
Producers who've sat in the box and closed the month.
Former Dealer Principals
Leaders who've signed the front of the paycheck.
In-house Compliance
Reg Z, Reg B, Safeguards, Red Flags — current, every state.
Reinsurance Specialists
DOWC and NCFC structures built for dealer ownership.
Timeline
Four decades, briefly told.
1984
Founded in Little Rock
Opened as an independent F&I general agency serving Arkansas dealers.
1992
Expanded across the Mid-South
Added Tennessee, Mississippi, and Missouri dealer partners.
2003
Launched reinsurance practice
Began structuring NCFC and DOWC programs for dealer principals.
2010
Recognized by CNA National
Award-winning service for CNA National Warranty Corporation across the Mid-South.
2015
Compliance & audit division
Formalized in-store compliance and Safeguards-rule support.
2024
Forty years of partnership
Still answering the phone. Still in the store when it matters.