01

Vehicle Service Contracts

Mechanical breakdown coverage your finance manager actually wants to sell.

Discuss this program

Flexible new- and used-car VSC programs from A-rated carriers — exclusionary and stated-component plans, surcharge structures for high-tech vehicles, EV-ready coverage, and rate cards built around the way your store moves inventory.

  • Exclusionary, named-component, and powertrain options
  • Coverage to 200,000 miles on qualifying vehicles
  • Reinsurance and profit-participation eligible
  • 24/7 roadside, rental, and trip-interruption benefits
02

GAP Coverage

Close the gap between loan balance and actual cash value.

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Guaranteed Asset Protection that pays out when a vehicle is totaled or stolen and the insurance settlement leaves a balance owed. Easy to explain in the box, easy for customers to say yes to.

  • Deficiency waiver up to lender-approved limits
  • Eligible refund on early payoff
  • Compliant disclosures for every state we serve
  • Pairs cleanly with VSC for back-end menu lift
03

Tire & Wheel

Road-hazard protection for the wheel packages today's customers actually drive on.

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Coverage for tire and wheel damage from road hazards plus cosmetic alloy repair. A high-attach product on trucks, performance vehicles, and any store selling 20-inch-and-up packages.

  • Tire repair and replacement from road hazards
  • Bent, cracked, or pitted wheel replacement
  • Cosmetic curb-damage alloy wheel repair
  • TPMS sensors and mounting/balancing included
04

Theft / Etch Protection

VIN etch and theft-deterrent benefits that hold up — and hold their margin.

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Permanent VIN-etch deterrent paired with a benefit that pays toward a replacement vehicle if the customer's car is stolen and not recovered. A back-end staple that's clean, transparent, and easy to present.

  • Permanent VIN etching on every glass surface
  • Stated-amount benefit toward a replacement
  • Deductible reimbursement on covered claims
  • Strong margins with clean compliance posture
Build your menu

Let's structure the back-end together.

We rate-card every product to your store's average loan term, advance, and reserve.

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